In the recent past, mortgage fraud has been a topic in the media and remains a concern of many home owners. Although there were many instances of mortgage fraud in the past, every case submitted to a forensic document examiner must obviously stand on its own merits and not tainted simply because of past practices. Commonly, a request will be made specifically for an examination of the mortgage ‘Note’. The document examiner will focus toward specific areas of concern of the client as well as conduct other examinations to help establish the consistency, or inconsistency, in the preparation of the contract. The process may include an analysis of the signature(s), writing inks, papers, printing processes, indentations, etc. The evidence recovered may then be evaluated by the client, and their counsel, to determine if the Note was changed in some manner from the initial signing.
Posted in Forgeries.